Revenue-Based Lending

Recognizing the obstacles faced by women, minorities, veterans, members of the LGBTQ+ community, and businesses situated in low to moderate-income areas, we understand the unique financial landscape they navigate. Our revenue-based lending solution offers more flexibility than conventional bank debt, all without compromising equity ownership. Revenue-based loan payments are based on your company's revenue rather than a traditional fixed payment, giving you greater flexibility.

This structure ensures that your payments are more manageable during periods of lower revenue, while during months of robust performance, the payments adjust accordingly.

  • Business Characteristics
  • Lending Criteria
  • Initial Underwriting Needs
  • Businesses with revenue of $1 million or higher
  • Ownership Requirements:
    • Woman owned
    • Minority owned
    • Veteran owned
    • LGBTQ+ owned
    • Companies located in low to moderate income areas
    • Companies that have committed to inclusive hiring initiatives
  • Profitable, break-even or clear path to profitability
  • Growing revenues or positive trends
  • Recurring contracts and predictable revenue models are preferred
  • Time in business: a minimum of 12-18 months
  • Term: 2 - 5 Years
  • Funding amounts from $50,000 - $1 million
  • Challenged credit accepted.
  • A portion of revenues will be paid monthly at a pre-established percentage until the principal and additional fees have been repaid
  • Typically 3% - 9% of monthly cash receipts
  • Financial statements - 2 years broken out by month
  • Annual business revenue
  • Debt schedule
  • Balance sheet & cash flow statement
  • Profit & loss statement

Secure Your  Financing Today